Keep the Lights On
and the Water Running
Millions of Americans qualify for programs that help pay electric, gas, and water bills. These programs exist so no family has to choose between heating their home and putting food on the table.
Three Simple Steps
You don't need to be an expert. These programs were designed to be accessible — and we make finding them even easier.
Find Your County
Enter your ZIP code or select your state. We'll show you every utility assistance program available in your area, with local contacts and phone numbers.
Check What You Qualify For
Most programs are based on household income (typically 150–200% of poverty level). Many families qualify and don't realize it — even working households.
Apply Directly
Each program listing includes the agency name, phone number, and application instructions. Apply directly with your local provider — we never charge a fee.
What Utility Help Is Available?
Federal, state, and local programs work together to help families keep essential services connected.
LIHEAP
FederalThe Low Income Home Energy Assistance Program helps families pay heating and cooling bills. Available in all 50 states, funded by the federal government, and administered by your local community action agency.
Weatherization Assistance (WAP)
FederalFree home improvements that permanently reduce energy costs. Trained crews insulate walls, seal air leaks, upgrade heating systems, and install efficient appliances at no cost to qualifying households.
Crisis / Emergency Assistance
StateFacing a shutoff notice? Emergency programs can pay your past-due balance within 24–48 hours to prevent disconnection. Available through your state energy office or local community action agency.
Water / Sewer Bill Assistance
LocalMany water utilities offer low-income rate programs, payment plans, and hardship funds. The federal LIHWAP program also provides direct water bill assistance in participating states.
Utility Discount Programs
LocalMost major utilities offer their own discount programs for low-income customers — typically 15–30% off monthly bills. These stack with LIHEAP. Ask your electric or gas company directly.
Community Solar & Efficiency
StateSome states offer free energy audits, LED bulb giveaways, smart thermostat programs, and community solar subscriptions that can reduce bills by 10–20% with zero upfront cost.
Do I Qualify?
Most utility assistance programs serve households earning up to 150–200% of the Federal Poverty Level. For a family of four, that's roughly $45,000–$60,000 per year. Seniors, people with disabilities, and households with young children often receive priority. Even if you're not sure, it's always worth applying — many people qualify and don't realize it.
How Do I Apply?
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Gather your documents. You'll typically need a recent utility bill, proof of income (pay stubs, benefits letter, or tax return), and a photo ID. Some programs also ask for proof of household size.
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Find your local agency. Use our county pages to find the Community Action Agency, energy office, or social services office in your area. Each listing includes a direct phone number.
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Apply in person, by phone, or online. Most agencies accept walk-in, phone, and online applications. Call ahead to confirm hours and any appointment requirements.
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Payment goes directly to your utility. Once approved, the assistance is sent straight to your electric, gas, or water company. You don't handle the money — it's applied to your account.
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Reapply each year. Most programs are annual. Set a reminder to reapply at the start of each heating or cooling season so you never miss the window.
Don't Wait Until the Shutoff Notice
Programs are available right now in your county. Find yours in 30 seconds.